I will honor my debts.
We live in a culture that promotes living on credit, racking up debt, and then wondering what went wrong when we can’t meet our financial obligations. Many don’t. When’s the last time you turned on the TV without seeing a commercial promising debt relief or financial freedom?
Our culture is accustomed to wanting it now - getting it now - suffer the consequences later. The problem with this thinking is that not only does it hurt everyone (it affects our economy) but we repeat the pattern over and over again. Also consider what we’re teaching our children.
Not paying our debts will keep us awake at night. Honoring our debts, taking responsibility for our financial life, may feel painful at first, but will have us sleeping peacefully and feeling good about our choices.
If there’s accumulating debt in your life, get the help you need to design a plan to get out of debt. Then, work on changing your beliefs about money - they’re likely contributors to your current financial situation. Finally, learn the money earning and building strategies that will have you keeping more of your wealth and spending responsibly. You have the power to create your own life.
There is no running out on debt while maintaining honor and respect. A winner will always honor his debts.



Honesty is so under-rated. Some would justify lies by calling them “stretching the truth” or “little white lies” or “harmless”. The problem with that thinking is there is no such thing as “just 1 potato chip”. One small little white lie leads to more little lies and stretching of the truth until those little lies graduate to bigger and bolder lies.
How wonderful it was to grow up with a belief system that supported learning and growing.
There’s tremendous freedom in knowing (and living) this principle:
What is excellence? It’s not simply the achievements in your life, the mile-markers or the toys you collect along the way.
How about taking it one step further and saying “I will treat others and myself as I would like to be treated.”
So you set a goal. What next?
When I make a promise, I will keep that promise.
Here’s what I mean …