Mi Hamba Blog

Financial Freedom At Last!

You may think, not another book on debt - I can’t bear it.  Most people don’t even want to think about the nasty four letter word “debt” much less face it head on.  In Zero Debt, the author, Lynnette Khalfani, will tell you that you MUST get smart about managing your money and your credit to achieve Financial Freedom.  Sticking your head in the sand won’t work.  If you’ve been asking, “What in the world have I been doing with my money?”, you need to read this book.

A Peak Inside

Lynnette begins your 30-day journey assuring you that you CAN achieve financial freedom regardless of your current situation. Yes, it can be done - with focus and commitment.

This book is really a self-guided course packed with tons of resources, links, and helpful suggestions - you know, the ones you’ve already heard of but don’t practice.  The difference is, she’s inserted them into the appropriate place along your Zero Debt journey…

Week 1:
- Stop the flood of credit card offers
- Resolve to stop digging deeper into debt
- Put down everything you owe in writing
- Order your credit report and FICO score
- Negotiate with your creditors to save money
- Switch credit cards if necessary
- Exceed your minimum payments due

Week 2:
- Dispute any inaccuracies in your credit file
- Educate yourself about your legal rights
- Halt credit harassment
- Guard against identity theft to shield your credit
- Set up a good filing and record-keeping system
- Face the truth about your financial situation
- Create SMART financial goals

Week 3:
- Figure out where to get $ to pay off debt
- Scrutinize your spending
- Make a realistic budget
- Find 10 ways to cut spending
- Adopt 5 lifestyle changes to save money
- Adjust your W4 withholdings if you get a refund
- Sell or donate stuff you don’t need or want

Week 4:
- Find a way to generate additional income
- Apply for a home equity loan or line of credit
- Refinance your auto loan
- Pick a “Pay Down Your Debt” priority strategy
- Consider the pros and cons of debt management
- Evaluate your existing insurance coverage
- Draw up a will

If what you’ve been doing, isn’t working, it’s time to do something different.  Gain back control of your financial future - take the course of Zero Debt!

Life Provoking … Your Hidden Messages

If you liked “Notes From The Universe” you’ll love Choose Them Wisely: Thoughts Become Things!

Mike Dooley expands his approach to life, dreams and happiness in his newest book.  Packed with inspiration and thought-provoking messages, you’ll find yourself eagerly awaiting the next message.  With no coincidences in the Universe, you’ll soon realize why you’ve been drawn to this book.

The best way to experience “Choose Them Wisely” is in brief increments, allowing yourself time to absorb the message and realize the relevance in your own life.  Well done (again) Mike!

If you like listening to books while driving or relaxing, I highly recommend picking up his audio version.  Mike’s voice has a calming yet humorous tone to it - very engaging.

What are you searching for?  Your answers may lie inside this book…
The Valkyries by Paulo Coelho

This is my favorite of Paulo’s books…written just after “The Alchemist” (also highly recommended), it’s wonderfully detailed with the author’s personal quest for answers - the answers to his soul’s most important questions.

As he weaves his story while journeying to the desert in Arizona in search of The Valkyries, you’ll find yourself learning some very important life lessons…

* We destroy what we love most
* We have an internal contract to not win when victory is possible
* We always use the best weapons we have against ourselves
* We’re prisoners of our past

How to overcome?  Ah, that’s the soul filling answer that Paulo describes … as it relates to his own quest.

If you’re searching for your own answers, reading this book can only bring your closer to an understanding of who you are and how you hold yourself back from fulfilling your life purpose.

An Ancient Magical Prayer:  Insights from the Dead Sea Scrolls is a live speech that Gregg Braden gave at Deepak Chopra’s ‘Seduction of the Spirit’ retreat.  Who is this speech for?  Whether you are of a specific religion, none at all or spiritual in nature, you’ll find something interesting and applicable to your life.

Gregg talks about how the Dead Sea Scrolls, in particular the Isaiah Scroll, and how it sheds light on how we have the powerful ability to create our lives.  This message was lost thousands of years ago, but has now been found and is just beginning to be understood - not only by scientists and philosophers like Gregg, but by everyone.  That’s the power in his message - each individual has within him the power to awaken the possibilities of his life using these techniques and teachings.

I guess you could say this is the way the Law of Attraction should be approached - internally.  With so much hype and misunderstanding of what the Law of Attraction really is, Gregg’s teachings are needed now more that ever.  What you want is already created…learn how to see the physical results in your life.

Delivered with Gregg’s usual insightful knowledge of his subject and passionate style of speech, this audio program is a must have for any spiritual, quantum physics or law of attraction library.

Get this Audio FREE!

Same Soul, Many Bodies by Brian L. Weiss, M.D. 

Man’s search to find meaning and purpose in life is a quest that has repeated itself generation after generation, for as long as we’ve been human.  Dr. Weiss does an exceptional job of shedding light on why we’re here.

The premise of the book is to open up our awareness that we are here, living a human existence, to expand our souls - a spiritual growing process so to speak.  We do this through lessons - each of which we must learn in order to move onto the next lesson in life.   If we don’t learn the lesson in one lifetime, we’ll be coming back to repeat the ‘class’, and will continue to do so until we graduate.

We choose to be born and we choose our families.  We know what lesson we’re going to work on and therefore choose the family that will best help us learn that lesson.  However, knowing the purpose ahead of time doesn’t mean it’s all mapped out for us.  We have free will.  It’s the choices we make during our lives that will either move us closer to mastering the lesson, or further away, guaranteeing us a repeat of the strife, struggle and heartache from poor choices.

Some of the lessons we learn are:

 ○ Empathy
 ○ Compassion
 ○ Patience and Understanding
 ○ Nonviolence
 ○ Relationships
 ○ Love

Dr. Weiss suggests that by knowing our lesson, we’re better able to develop a clearer understanding of our life (this life) and how to navigate it more easily with peace of mind and clarity.  The answers are already within us - if we just open our hearts and listen.  Throughout the book, the author gives real life examples of how his patients have consented to hypnosis for past-life regression in order to understand their lesson and overcome the self-imposed blocks that hold them back from living their lives.

Whether you believe in past lives, future lives, or one life, there’s a message here that transcends every belief system - be present in the life you’re living and be open to becoming a better person.

This book ties nicely into  Ainslie MacLeod’s book, The Instruction: Living the Life Your Soul Intended, where the author explores your Soul Age and Soul Type.

 The Alchemist by Paul Coelho 

Paul Coelho once said that following your dream is like learning a foreign language; you will make mistakes but you will get there in the end.  The Alchemist explores this theme…

Everyone loves a story that sweeps them away to another time and place, following the life of someone else, following their dreams, living adventures and learning life’s lessons.  Isn’t it so much easier to hear of others’ trials and tribulations in the pursuit of their dreams than it is for us to follow our own?  Why are we so drawn to these stories?  It’s because the hero that lies inside of these characters is kin to the hero inside each and every one of us!

^{“It’s the possibility of having a dream come true that makes life interesting.”}

The book takes us along as Santiago pursues his Personal Legend - that’s his Purpose in Life - which we all have.  Along this journey Santiago (and the reader) learns many lessons about life, your spiritual connection, following intuition and how to truly be happy.  Here are some of the treasure trove of nuggets you’ll find in this book:

 ○ We have to be prepared for change
 ○ Understand your purpose in life
 ○ Take chances despite your fear
 ○ It’s the simple things in life that are the most extraordinary
 ○ You’re never too old to follow your dreams
 ○ There’s nothing to hold you back except yourself
 ○ You must always know what you want
 ○ Every blessing ignored becomes a curse
 ○ You cannot go back - all you can do is find the best possible way to move forward
 ○ You’ve got to find your treasure so that everything you’ve learned along the way can make sense
 ○ The closer you get to your dream, the more you are tested for persistence and courage with obstacles
 ○ Life is generous to those who pursue their purpose in life
 ○ Love transforms and improves the soul of the world

This is such a gem of a book, one I’m sure I’ll be reading many times over the years.  Pick up your own copy and you’ll find your own messages and treasure-filled nuggets of wisdom and insight.  Your message may be different than mine, but one thing I know for sure;  there is a message in this book for you and with open mind and heart, you will find some answers within the pages of this timeless masterpiece.

It’s All About Rapport…

If you’re thinking of picking up this book (and I recommend it), let me first say that the audio version is a better choice - that’s if you like audio books.  The author reads in an engaging conversational style - the sharing of information rather than the reading of a text book.  And, let’s also mention his charming English accent.

We only get one chance to make a first impression.  The author tells us we have only 90 seconds to make an impressive first impression - to be remembered.  Why would that matter?  Because the type and quality of the connection we have with others, affects our health, happiness, financial worth, and success.  Whether that’s through close interpersonal relationships with family and partners, business relationships or casual acquaintances and encounters.  How we connect, or don’t, with others affects every area of our lives. 

In How to Make People Like You in 90 Seconds or Less, Nicholas Boothman gently walks us through tips, tools, and the how-to’s of developing rapport.   He effectively teaches:

The book is appealing in the way it paints a picture (visual) of what a relaxed (kinesthetic) conversation sounds (auditory) like - whether with strangers or those you know.  To sum this up, if you want to be comfortable meeting new people, build your conversation skills, or be a better listener, you’ll want to read this book…or listen.  This is by far, the most comprehensive and attention-grabbing book I’ve read on the subject.  I’ll be listening to this book often!

With many books to choose from on the Law of Attraction, it’s difficult to know where to start, what’s good, and what’s not so good.

The Moses Code is one of the “good” choices available to us.  The author, James Twyman, has clearly outlined the timelessness of the Law of Attraction.  What I love about James’ approach is he takes you on a journey back to the time of Moses, and how the manifestation process was implemented.

Just like Moses, you may have doubt that you have the power within you to create the kind of life you want, but the Moses Code gives you example after example of the power that is already within you.

Recently, there’s been a misconception that the Law of Attraction is all about attracting wealth.  The Moses Code debunks that myth and shows that abundance isn’t only about wealth, it’s about health, happiness, love.  The core of his message is that we get what we give - that’s where our power lies.

This is an excellent read for anyone wanting a more soulful approach to the Law of Attraction.  The book transcends time and gives the reader easy to understand and apply concepts for today’s challenges.

Jack Canfield’s Key to Living the Law of Attraction
- A Simple Guide to Creating the Life of Your Dreams -

Of all the books available today on the Law of Attraction, this is the best (in our opinion)!

What can you expect to find in this book? Practical, easy to apply steps to using the Law of Attraction to attract the kind of life you want.  It’s not just about ‘thinking’ what you want into existence, it’s about the action part of the Law of Attraction as well. If you’ve struggled at all with creating the life you want, then this is the book for you.

Prepare to be amazed at the results you’ll achieve when you follow Jack Canfield’s guidance on creating the life of your dreams.   Here’s a peak inside the book:

1)  Understanding what the Law of Attraction really is …

 

2)  How we’re all made up of energy and all connected …

 

3)  How our thoughts affect us and our environment …

 

4)  The turbo-charge element in the Law of Attraction - our emotions …

 

5)  How to focus on the positive element of every situation …

 

6)  How abundance in all areas of our life is our natural state of being …

 

7)  Defining your purpose in life …

 

8)  How to clearly define your dreams …

 

9)  Tools to consciously apply the Law of Attraction into your life …

 

10) How to use the power of affirmations - the right way …

 

11) How to visualize your way to success …

 

12) Using the 2nd most powerful emotion - Gratitude …

 

13) How prayer and meditation factor into manifesting …

 

14) Taking action - without it you’re just wishing …

 

15) The amazing power of belief …

There’s alot of content in this tiny book - don’t be deceived by it’s size.  Consider this the condensed version of everything that works!

This book is an incredible read.  It demonstrates the power of the mind and the success that can be created through operating with a positive mental attitude.  Each chapter is filled with stories of both people who have achieved great things by having a positive mental attitude, and those who have failed due to a negative mental attitude. 

The ‘Thoughts to Steer By’ section at the end of each chapter reviews the main principles discussed in the chapter and poses questions to the reader as to how to apply these principles to their own life.  This book provides both motivation and inspiration.  It can be truly life transformational if you choose to apply the principles taught.